At Molitor Financial Group, we are committed to protecting your privacy. This Statement of Privacy applies to the Molitor Financial Group website and governs data collection and usage. By using the Molitor Financial Group website, you consent to the data practices described in this statement.
Collection of your Personal Information:
During the course of processing our clients’ applications, we accumulate non-public personal financial information from them and other sources about their income, assets, and credit history in order to allow a lender to make informed decisions about granting them credit. We also collect anonymous demographic information, which is unique to you such as your zip code, age, gender, preferences, interests, and favorites.
We restrict access to non-public personal information about our clients to those employees who need to know that information to provide products and services to the client. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard non-public personal information of our clients.
Use of Personal Information:
We are the sole owners of the information collected from our website. We only have access to/collect information that you voluntarily give us via email or other direct contact from you. We will not sell, rent or lease its customer lists to third parties.
We collect such non-public information about you from the following sources: (a) information we receive from you on applications or other forms; (b) information obtained when verifying the information you have provided; (c) information about previous transactions with us; and (d) information we receive from consumer reporting agencies.
We will use your information to respond to you, regarding the reason you contacted us.
We may disclose the above information about you to the following types of third parties: (a) Financial service providers, such as mortgage bankers, securities broker-dealers, and insurance agents (b) Non-financial companies, such as title and escrow companies, appraisal companies, etc. (c) Others, such as non-profit organizations (d) By law or in good faith belief that such actions is necessary to: (i) conform to the edicts of the law or comply with legal processed served on Molitor Financial Group or the site, (ii) protect and defend the rights or property of Molitor Financial Group; (iii) act under exigent circumstance to protect the personal safety of users of Molitor Financial Group.
We may disclose the above information to companies performing marketing services on our behalf or to other financial institutions with whom they have joint marketing agreements.
If you prefer that we do not disclose non-public personal information about you to non-affiliated third parties, you may opt out of those disclosures, that is, you may direct us not to make these disclosures (other than disclosures permitted by law).
As noted above, you may also have the right to opt out of our sharing of Other Information, that is, direct us not to share Other Information, with our affiliates.
For Joint Accounts, opt out choices will also apply to other individuals who are joint account holders. If these individuals have separate accounts, your opt out will not apply to those separate accounts.
At Molitor Financial Group, we ensure to take precautions to protect your information. When you submit sensitive information via the website, your information that is provided to us is protected both online and offline from unauthorized access, use or disclosure. Molitor Financial Group secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted; that information is encrypted and transmitted to us in a secure way.
Changes to this Statement
Molitor Financial Group will occasionally update this Statement of Privacy to reflect company and customer feedback. Molitor Financial Group encourages you to periodically review this Statement to be informed of how Molitor Financial Group is protecting your information.
Molitor Financial Group and Molitor Financial Group, LLC is an Illinois Residential Mortgage Licensee. | Licenses/Registration #: Illinois: MB.6759677, Missouri: 18-2320, Department of Financial and Professional Regulation, 310 S. Michigan Avenue, Suite 2130, Chicago, Illinois, 60604-4278, (312) 793-3000. Rates are subject to change without notice**