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Len Zavala

Sr. Loan Officer
NMLS#: 1723734

Phone: 908-500-0086

Welcome to my Page

Having come to America as an immigrant child from South America, I always felt I had to do more, work harder, stay later in order to achieve a better way of life. Growing up, I always felt I had to succeed in anything I embarked just to be noticed. Whether it was school, sports, work or family life, I always felt compelled to do better. This kind of mindset has helped me achieve a better way of life for me and my entire family. However, my success was also due to the many people along the way that gave me an opportunity to participate and be part of the game. Having achieved what, I would consider a good quality of life in the US, it is now my mission to provide the same opportunities to all people looking for a better way of life.

As an entrepreneur, I have created several small businesses, acquired companies, merged and sold businesses. During this time, one thing remained constant for me, and that was my ability and desire to provide people with better service, better products and a better way of life. Having said this, becoming a loan originator or home lender, has been one of the most rewarding opportunities I have had. Helping and providing the opportunity to purchase a home, not only helps people have a home, but it also establishes roots. It is the roots that help people, like trees, grow and flourish in many different ways.

Being a mortgage broker is not just having a long list of products, because most home lenders will for the most part have the same products. However, what distinguishes home lenders from one another is the ability to want to provide a home where roots can be established and not just sell a house. All lenders have resources, however, resources without commitment, tenacity, empathy and the willingness to work 24x7x365 are just selling a property.

I would say a good portion of my loans are for first time home buyers, folks that need a assistance with credit, folks who are self-employed, non-conventional loans that require specialty loans or jumbo loans and of course loans for our veterans and first responders.

Being a home lender offers me the opportunity to get to know people, get to know something about their life and their goals. It helps me better understand their struggles, their wants, their needs and their story. I don’t just do home loans, I provide people and families establish a better way of life, whether it is their first home, a second vacation home, an investment property…ultimately my job is to offer them a better quality of life.


Need a loan and a better quality of life? Call me or email me at any time. I am licensed to do business in Arizona and New Jersey.

All-in-One Solution

Our Loan Process...


A few documents are needed to get a loan file through underwriting.


Start working with a real estate agent and viewing homes.


A loan pre-approval sets you up for a smooth home buying experience.


Assemble all the necessary paperwork and details for the underwriter.


They closely evaluate all the documentation in the loan package.


Documents are drawn and sent to the title company for closing.

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